About Us
Building Trust Since 1957. A legacy of community banking and financial empowerment for generations.
Opening Hours :
10:00 AM to 5:00 PM
Customer care :
8078800038
About The Bank
Ettumanoor Service Cooperative Bank Ltd. No. 4069
Established in 1957, Ettumanoor Service Cooperative Bank Ltd. No. 4069 is one of the leading cooperative banking institutions in Kottayam Taluk. Registered under the Kerala Co-operative Societies Act, the bank began its journey with 403 members and a share capital of ₹7,048. Over the decades, it has grown into a trusted financial institution serving the people of Ettumanoor Municipality through its Main Branch, M&E Branch, Caritas Branch, and Kattachira Branch.
Recognized as the first Super Grade cooperative bank in Kottayam Taluk, the bank has consistently demonstrated financial strength, operational excellence, and customer trust. Today, it serves more than 28,400 members and manages deposits exceeding ₹217 crore while maintaining a profitable track record and distributing a 25% dividend annually since 2013.
Beyond traditional banking services, the bank actively supports the local community through agricultural assistance programs, a Farmers Service Centre, a Neethi Medical Store, ambulance services, and welfare initiatives such as Jeevakarunya Nidhi. With the implementation of a Core Banking System, customers can conveniently access banking services across branches while enjoying secure, reliable, and member-focused financial solutions.
69+
Years of Trusted Service
28,400+
Active Members
₹217 Cr+
Deposits
4
Branches
Interest Rate of Loans
| Loan Type | Interest Rate |
|---|---|
| Paddy Cultivation Loan | 0% |
| Vegitable Cultivation Loan | 4% |
| Kissan Credit Card(KCC Loan) | 7% |
| Marriage Aid Loan(M.A.L) | 11% |
| Cherukida Vyapari Loan | 12% |
| Ordinary Loan(O.F.Mortgage) | 12% |
| Medium Term Loan(M.T.L) | 12% |
Why Choose Us
The Preferred Banking Partner for Our Community
We combine personalized service, accessible financial solutions, and a strong commitment to community development. Every service we offer is designed to support the financial wellbeing of our members while contributing to the growth and prosperity of the local community.
Member-First Approach
We prioritize the needs of our members by delivering personalized assistance, transparent processes, and financial solutions tailored to individual requirements.
Comprehensive Loan Facilities
Whether for agriculture, housing, education, business, or personal needs, we offer a diverse range of loan products with competitive terms and efficient processing.
Community-Focused Services
Our initiatives extend beyond banking through healthcare support, welfare programs, ambulance services, and member assistance schemes that make a meaningful difference.
Support for Farmers
Through our Farmers Service Centre and agricultural support programs, we help local farmers access quality inputs, equipment, and resources at affordable prices.
Financial Strength & Stability
Our consistent growth, responsible financial management, and strong member trust enable us to provide secure and dependable banking services for the long term.
Team Members
Meet Our Team
Biju Joseph Kumbickan
President
Suseela Chandrasenan Nair
Vice President
Directors
Mayadevi Harikumar
Director
Raju Thomas, Plakkithottiyil
Director
Chirayil Siby
Director
Saji Vallomkunnel
Director
Varkey Joy, Poovam Nilkunnathil
Director
Baby John
Director
Adv. P. Rajeev Chirayil
Director
Jessy Joy
Director
Ravikumar .R
Director
Leon Jose
Director
Ranjith Kumar K. N
Director
Secretary
Thushara Joseph
Secretary
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